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H OW TO UNDERSTAND BILLS FOR YOUR MEDICAL SERVICES

H OW TO UNDERSTAND BILLS FOR YOUR MEDICAL SERVICES

At Fastrack Medical Billing we see the daily struggles patients have trying to make sense of their medical bills.We strongly believe in giving back to the community and would like to provide some education because sometimes it can be overwhelming to receive many medical bills after a birth or a major medical intervention.

When the insurance company pays your doctor, you may be sent a report called the Explanation of Benefits (EOB), which will show you what the insurance company did when you received your doctor's bill (claim). ). You should be able to read and understand the EOB to know what your insurance company is paying, what you are not paying for and why. Fastrack medical billing being one of the leading medical billing company California has to offer is aiming in this article to help you get over the confusion and hassle you face throughout this process.

Your doctor's office may send you a statement, which shows how much your doctor's office billed your insurance company for the services you received. If you receive a statement before your insurance company processes your claim, contact your insurance company immediately. After your insurance company pays your doctor or processes your claim, you may have to pay the doctor any balance owed.

See below examples of an EOB and a billing statement. 

  • If the dates of service and the description of the services in your EOB and billing are not the same, or if they do not coincide with other records you may have of the visit, please contact your doctor's office first.
  • If you have questions about why your insurance company did not cover something or about the amount you should pay, contact your insurance company.
  • If more than 60 days have passed and your insurance company has not yet paid your doctor, contact your insurance company.

Finally, you should keep your EOBs and statements organized (for example, filed by date) so you can easily access them in case of questions.

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